WOODLAND HILLS, Calif., Dec. 8, 2016 /PRNewswire/ -- New data released today by Farmers Insurance® shows that homeowners in traditionally cold-weather states should be on high alert for the effects of "Old Man Winter's" colder weather.
The Farmers® Seasonal Smarts Digest, generated from Farmers homeowners claims data filed between 2013 and 2016, shows that 63 percent of claims related to frozen pipes, as well as 63 percent of claims due to freezing temperatures, occur between December and February. Furthermore, 41 percent of all ice dam claims occur during the same three months. Ice dams are a condition that generally occurs when a ridge of ice forms at the lower edge of a roof that prevents melting snow from draining properly and, in some cases, may create water backups causing water damage inside the home.
Homeowners, especially those in colder parts of the United States, should keep these issues top-of-mind heading into the winter despite the run of warmer-than-average winters in recent years. In fact, the 2015-2016 winter was warmest winter on record, according to the National Oceanic and Atmospheric Administration.1 For Farmers, this run of warmer winters resulted in a 53-percent decrease in frozen pipe claims and an 82 percent decrease in extreme temperature claims between the 2013-2014 winter and last year's unseasonably warm winter. Ice dam claims also decreased significantly, with 57 percent fewer claims occurring last winter than the winter of 2013-2014.
"With snow, ice and freezing temperatures comes a lot of potential for home damage," said Paul Quinn, head of claims customer experience with Farmers Insurance. "While recent winters may have conditioned us to think that traditional winter issues like frozen pipes and ice damming are unlikely, experts are predicting a colder winter this year with heavy snowfall for many parts of the country. Homeowners need to properly prepare for the potential impact of lower temperatures and increased snowfall."2
Quinn recommends that homeowners in the colder parts of the country consider taking a few simple steps to help protect their home against the wicked winter elements this year, including:
The complete Farmers Seasonal Smarts Digest, detailing winter's common and uncommon hazards as well as safety and preparedness tips for you to consider can be found online at http://www.farmers.com/news/seasonal-smarts.
About the Farmers Seasonal Smarts Digest
The Farmers Seasonal Smarts Digest is released four times per year to provide drivers and homeowners with knowledgeable, straightforward and proactive tips to help mitigate potentially dangerous and costly insurance losses. The digest examines a three-year window (2013 to 2016) of Farmers Insurance's historical claims database to identify seasonal perils and the states where they most commonly occur.
About Farmers Insurance
"Farmers Insurance®" and "Farmers®" are tradenames for a group of affiliated insurers providing insurance for automobiles, homes and small businesses and a wide range of other insurance and financial services and products. Farmers Insurance is proud to serve more than 10 million households with over 19 million individual policies, across all 50 states, through the efforts of more than 48,000 exclusive and independent agents and approximately 21,000 employees. Farmers Insurance Exchange®, the largest of the three primary insurance insurers that make up Farmers Insurance, is recognized as one of the largest U.S. companies on the 2016 Fortune 500 list.
For more information about Farmers Insurance, visit Farmers.com, Twitter and Instagram, @WeAreFarmers, or Facebook.com/FarmersInsurance.
1 National Oceanic and Atmospheric Administration: http://www.ncdc.noaa.gov/sotc/global/201602
2 Accuweather: http://www.accuweather.com/en/weather-news/us-la-nina-forecast-fall-winter-2016-2017/58306249
SOURCE Farmers Insurance