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As the United States prepares to celebrate its independence on July 4th, Farmers Insurance®, the nation's third-largest insurer of homes in the country, reminds residents of the need to celebrate in a safe manner.

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"Every year, there are far too many injuries to children, pets and adults caused by the unsafe use of fireworks," said Jeff Reinig, Senior Vice President of Property Insurance for Farmers. "While we wish everyone a joyous Fourth of July filled with lots of family, friends and fun we also want everyone to be safe. Thus, in honor of the original 13 colonies, we offer the following 13 tips for Fourth of July safety."

  1. Be sure your City or community allows fireworks.  Many municipalities,
     especially in or near fire-prone areas, do not allow the use of
     fireworks.  In this circumstance, there are often neighboring
     communities that permit their use.
  2. Always be sure to read and follow the directions on safe use of
     fireworks.  Often, fireworks makers, introduce new products or alter
     older products so it's important to keep up to date on their use.
  3. Remember that fireworks are not toys.  They can cause, and have caused,
     significant injuries and property damage when used in an unsafe manner.
  4. Always have an adult present.  Children/Minors should not be left alone
     to light fireworks on their own.
  5. Only use fireworks outdoors.  Even in inclement weather, fireworks
     should never be used indoors.
  6. Never use fireworks near flammable materials, including dry vegetation
     or other combustibles.
  7. Make sure everyone keeps a safe distance from the lit fireworks.  Many
     fireworks can spray lighted materials a great distance, increasing the
     potential for accidental burning.
  8. Only ignite one firework at a time.
  9. Never point or throw fireworks (lit or unlit) at another person.
  10. Have a bucket and working water hose nearby.
  11. Never carry fireworks in your pocket.
  12. Only use "Approved" fireworks.  If you're not sure if your fireworks
      are approved, check with your local fire department as different
      jurisdictions may have regional differences.
  13. Remember barbeque safety as well.  Millions of people are expected to
      enjoy a Fourth of July BBQ and it's important that "grill safety" also
      be observed.

"We, too, love the beauty and thrill of watching a great fireworks show. We just want to be sure that everyone celebrates in a safety conscious manner," Reinig added.

Farmers is a trade name and may refer to Farmers Group, Inc. or the Farmers Exchanges, as the case may be. Farmers Group, Inc., a management and holding company, along with its subsidiaries, is wholly owned by the Zurich Financial Services Group. The Farmers Exchanges are three reciprocal insurers (Farmers Insurance Exchange, Fire Insurance Exchange and Truck Insurance Exchange), including their subsidiaries and affiliates, owned by their policyholders, and managed by Farmers Group, Inc. and its subsidiaries. For more information about Farmers, visit our Web site at www.farmers.com.

  Contact:      Jerry Davies
                213-400-0376
                jerry.davies@farmers.com


                Luis Sahagun
                818-584-0574
                luis.sahagun@farmers.com

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SOURCE: Farmers Insurance